Power of Attorney


Allows you to designate a person (an “Agent”) who will have the authority to make health care decisions on your behalf if you are unconscious, mentally incompetent, or otherwise unable to make such decisions. You can also express your wishes regarding whether you wish to receive “life-sustaining procedures” if you become permanently comatose or terminally ill. This will help your agent to know your wishes as he or she makes decisions for you. A Healthcare Power of Attorney is different from a Living Will because it allows you to appoint someone to make health care decisions for you. A Living Will only allows you to express your wishes concerning life-sustaining procedures.


Provides extensive powers to the person or organization you appoint as your agent. These powers usually include: Real estate transactions; Financial institution transactions; Stock and bond transactions; Tangible personal property transactions; Safe deposit box transactions; Insurance and annuity transactions; Retirement plan transactions; Social Security; Employment and Military Service Benefits; Tax matters; Claims and litigation; Commodity and option transactions; Business operations; Borrowing transactions; Estate transactions; and any other property powers and transactions. Additional powers can also be added. A power of attorney is usually used to allow your agent to handle all of your affairs during a period of time when you are unable to do so. For example, you may need a Power of Attorney when you are traveling out of the state or country or when you are physically or mentally unable to handle your affairs. A power of attorney is frequently included as part of an estate plan to make sure that you have covered the possibility that you might need someone to handle your financial affairs if you are unable to do so.

Property – Special

Allows you to give only specific powers to the person or organization you appoint as your “Agent.” For example, you could authorize someone to sell a car or a house for you. A special power of attorney is often used to allow your Agent to handle specific situations for you when you are unavailable or unable to do so. For example, you may be traveling outside the state or country, or you may be unable to handle a specific situation because of other commitments, or health reasons.